• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • Louisville: 555-555-555
  • Charlotte: 555-555-555
  • Why Partner
  • Our Expertise
  • Resources
  • Get Aligned
  • Broker Portal
Plan Advisors

Plan Advisors

Helping you choose the right health plan

  • Why Partner
  • Our Expertise
    • Meet Your Team
    • Success Stories
  • Resources
    • Blog
    • Care Initiative
    • MedicareCENTER
    • Medicare Marketing Support
    • Promotional Collateral
  • Let’s Talk
  • Broker Portal

An Angel Among Us: Broker Spotlight on Mirna Quintana

Agent Testimonial

January 11, 2022 by Lance Hoeltke

There are times when we consider people who have become successful in their endeavors, and we may ask ourselves, “Are they really worth it?” When Mirna Quintana shares her story, starting from when she got her insurance license just over 20 years ago and explains all that has transpired up to today, you will quickly realize that she is worth her weight in gold.

A Life of Service

A little over 20 years ago, Mirna and her husband ran a repair shop that serviced the fleet trucking industry. She had a close friend named Alberta who contracted ovarian cancer that left her needing constant treatment and care. Mirna stepped away from her role at the repair shop and sprung into action as caretaker for Alberta. “I would drive her back and forth to the hospital, feed her, bathe her, and take care of her. I wouldn’t leave her.”

With medical bills that went far beyond what Alberta’s group health insurance policy was covering, Mirna decided to get her insurance license to better understand ways that she could help her friend from a financial perspective. “I had to fight for my friend to get her into programs to continue her care,” she said. 

Mirna Quintana Medicare Broker Florida Receiving Award for Annual Enrollment Period
Mirna accepts the award from Best Plan Choice Agency Principal “Medicare” Mike Crotts for being the agency’s top producer during AEP 2022

A career that began as a service to her friend continues to this day and has been a blessing to thousands of Medicare beneficiaries across central Florida. It’s hard to imagine anything that Mirna wouldn’t do for a client. This week alone, she is guiding one prospect who is leaving the workforce and hasn’t yet enrolled in Part B while assisting another client with qualifying for Medicaid. 

And while these services are certainly part of what a veteran Medicare Sales Specialist provides, finding a tile installer for an elderly client whose 54-year-old son died of COVID is going a little above and beyond. Oh, and hunting down the tile installer came after cleaning much of the client’s home! 

Mirna helped another client, who needed significant home repairs, qualify for a subsidized home weatherization program. “It’s not just selling the plan. It’s letting them know that you’re there,” she said. “Some of them don’t have anybody. It makes me feel like I’ve made a difference in someone else’s life.”

Sink or Swim

It turned out that the time Mirna spent caring for her friend Alberta many years ago was just a precursor of the life that awaited her. Eighteen years ago, when Mirna’s daughter Jenny was 24 years old, she had a massive brain injury that would leave her requiring continuous care for the remainder of her life. Mirna had to face the reality that both her and her daughter’s lives were forever changed in a drastic way. 

“For 18 years I’ve been taking care of my daughter 7 days a week. She’s a gift.”

Sadly, it was only a few years after this event that Mirna’s husband began struggling with a severe mental disorder, which left Mirna caring for both her daughter and her husband, all while trying to financially support the family.

During it all, much of the economy crumbled in 2008, and Mirna’s husband fled to Puerto Rico, leaving the family behind to fend for themselves. Penniless and abandoned, Mirna decided it was time to get serious about putting her insurance license to work. And she decided to give Medicare product sales a try.

“It was sink or swim. There were times I went to bed hungry. And I said I’m going to go to work, I’m going to bust the pavement… because I have to make it.”

Surviving & Thriving

Having faced a level of adversity that most of us simply can’t imagine, Mirna proved what a strong woman is capable of when her back is against the wall. She didn’t have time to feel sorry for herself. She was determined to survive; for herself and for Jenny.

Mirna initially found her way through seminars. She partnered with a couple of plan sponsors and hit the seminar trail. Her hustle landed over $50,000 in commissions for AEP and OEP. Every bit of it was needed to keep her family above water. “I didn’t even know what I was doing… It’s what saved me from losing everything I had,” she said.

Fast forward to six years ago, Mirna completed a major goal: building a home that could accommodate her daughter. “My dream was to build a house that was handicapped accessible and get her home whenever I could and see her every day,” she said.

Mirna also had a house built for her parents, both in their 90’s, just two miles down the road from the home she had built for her and Jenny. Mirna has shared her success with those she loves and doesn’t show any signs of stopping. Yet with so many to take care of, there is little time to celebrate.

“This is what life made me become,” says Mirna, who hasn’t taken a vacation in over 18 years. “Trust me when I tell you that work is therapy for me.”

Flexibility & Freedom

Even though Mirna isn’t afforded the luxury of much downtime, she is very thankful to have a career that gives her the freedom to spend time with Jenny daily. “It’s been a long journey,” she says. “It’s been very hard. But the good thing about this work is that it’s given me the ability to spend more time with her, and corporate America can’t tell me I can’t spend time with my daughter.”

With over 600 clients (or family members, as Mirna might call them), a tremendous work ethic, and empathy to spare, Mirna is in a good place and appreciative of it all. And while she knows there’s more opportunity out there, her real pursuit is spending quality time with Jenny. “I can go out and make more money. But to me, it’s more important to spend time with my daughter,” she says. “Jenny is my life. She is my everything.”

Gain Perspective

Mirna is as sweet and humble as they come. But the strength within her is undeniable. So, the next time you’re feeling overwhelmed, feeling defeated, feeling like life isn’t fair, gain strength in thinking of Mirna. Remember her story and her words.

“When people say ‘I can’t do this,’ it’s because they don’t want to do it,” she explains. “Anything you give me to do, I’m going to learn it, and I’m going to master it. I’m not afraid.”

Mirna Quintana is living proof that the desire to succeed could be the start of something truly amazing.

Filed Under: Agent Testimonial Tagged With: Spotlight

June 20, 2013 by Lance Hoeltke

Recently I’ve been getting a lot of questions about when recertification for AHIP and Humana will be available, and the best cost/benefit timing for getting newly certified for Medicare Advantage plans. Normally these web based modules come online for the upcoming season in late July, but it appears they are going live sooner than ever.  AHIP training for 2014 plans will actually launch next week!  For Humana, you can re-certify and newly certify for 2014 beginning July 15th.      

[Read more…] about Medicare Training and Certification Planning Dates and Tips

Filed Under: Agent Testimonial, Bishop Marketing Agency, certifications, Get to know Bishop Marketing Agency, Humana Insurance, Humana MAPD plan, Humana Medicare Agents, Lance Hoeltke, MAPD enrollment, Marketing Humana Medicare Plans, Medicare Annual Enrollment Period, Medicare options, PDP enrollments, selling Medicare Advantage Plans, Service

June 18, 2013 by Larry Bishop

Thirty three years ago when I started selling Medicare Supplement plans, in the back of my mind I knew someday I would be on Medicare myself.  What I did not know was the range of choices that would be available to me beyond traditional Medicare Supplement plans.
 
As I have indicated in the past my wife and I went onto Part A and enrolled in Part B of Medicare this year.  I started on May 1st and my wife February 1st.   Just some background, the past eight years I have had a high deductible plan with Life Wise of Washington state.  We had a $6000 family deductible plan and was paying about $700 per month the last year we had the plan.  I had also enrolled in an HSA eight years ago as well so today the balance of my HSA account is over $50,000.  As most of you know this fund can be used for co-pays for doctors visits as well as prescription drugs.  
 
My wife and I both chose the $0 premium MA only PFFS plan available in Washington state. (My wife does take some prescription drugs so I enrolled her in Humana’s WalMart standalone PDP, as I do not take any drugs, I chose not to enroll in a PDP.)  This is a Medicare look alike plan meaning I am responsible for the Part A hospital deductible and 20% of the Part B outpatient expenses, however, there is no Part B deductible, I pay 20% from the first dollar of charges.
 
I have used this plan three times so far, twice at the ophthalmologists and once at the dermatologists.  I could not be happier with how the plan works.  First of all, I am not paying for my healthcare in advance in the form of a premium.  Not for a high deductible plan like I did before going onto Medicare or for a traditional Medicare supplement.  I am only paying for 20% of the Medicare approved charge and that is a lot less the than the $8400 in premium I paid for Pat and I last year.  If I had chosen a traditional Plan F my premium would have been around $200 per month for me and $200 for Pat or about $4800 per year.  
 
I have my annual physical scheduled for the fist week of August with the doctor I have had the past several years.  In past her office accepted Life Wise.  Before going onto Medicare I called my doctors office to explain I was planning on enrolling in Humana’s MA only PFFS plan.  The office manager explained they did not officially accept Humana but as I was currently a patient, the office would accept Humana’s terms and conditions and bill them directly so I could continue to keep my current doctor.
 
So far I could not be happier with the choices I have made.  I now go to the downtown YMCA using Silver Sneakers and no longer pay $55 per month to OZ fitness.  The best part is on October 15th I can look at all the options available for 2014 and make a new choice if I find a better option with no pre-existing conditions or waiting periods.  The new choices today really are a win win situation for Medicare beneficiaries like me. 

[Read more…] about Larry affirms his Medicare Health plan selection two months later

Filed Under: Agent Testimonial, Bishop Marketing Agency, Humana, Humana Medicare Plans, ICEP, Medicare Advantage growth, Medicare Annual Enrollment Period, Medicare choices, Medicare Health Plans, Medicare options, Medicare supplement plans, MGA Testimonial, PDP enrollment, selling Medicare Advantage Plans, seniors choose Medicare Advantage, Service

February 15, 2013 by Lance Hoeltke

Earlier this week I read that our country’s spending on health care has been at historic lows for a third straight year. The conclusion was formed by comparing health spending growth rates to the overall growth of the economy, reasoning that it’s easier to keep up with the costs if the two are aligned, than if health spending surges ahead.

[Read more…] about Healthcare Costs Down. Medicare Advantage Enrollments Up. Correlation?

Filed Under: Agent Testimonial, Bishop Marketing Agency, CMS, Get to know Bishop Marketing Agency, Health Reform Bill, Humana’s Medicare health plans, MAPD, MAPD and PDP membership, MAPD enrollment, medicare, Medicare Advantage, Medicare Advantage growth, Medicare Beneficiaries, Medicare choices, Medicare Health Plans, Medicare legislation, Medicare Modernization Act, Medicare options, Selling, selling Medicare Advantage Plans, selling Medicare products, seniors choose Medicare Advantage

September 19, 2012 by Lance Hoeltke

“It is with great pleasure to recommend Larry Bishop, Bishop Marketing Agency, as we have been satisfied by the professional and ethical responsiveness from his company. Larry understands the needs of the producers and responds as soon as possible to any questions or help that we may need.

If Larry cannot help with the situation, he immediately contacts the person or appropriate department that can help with the producer’s situation. Larry Bishop is dependable even when he is out of the office. Also, he knows Humana and understands all the plans that would help our clients. There is a benefit to being contracted through an agency who values the agents and understands the products.

We would strongly recommend Bishop Marketing Agency and Larry Bishop.”

Humana Medicare Agent
April, LUTCF, CSA, LTCP, CIC
Boise, ID

Filed Under: Agent Testimonial, Bishop Marketing Agency, Get to know BMA, Humana Insurance, Humana Medicare Agents, Humana Medicare Plans, Selling

August 23, 2012 by Lance Hoeltke

“It has been my pleasure to work with Larry for 17 years. Larry has been a mentor that has helped guide and build my insurance career. He has also become a friend I can confide in. One of the best things working with Larry is that you never have to worry about being out of the loop on changes regarding the health plans we represent.

Whether the change involves premiums, benefits, network, or administration, he never fails to keep everyone updated. He also makes sure everyone stays on top of their recertification requirements at the appropriate times. If you are looking for someone who is suggestive, a great problem solver, and ready to help at all times, Larry Bishop is your guy.”

Medicare agents

Kim, Missoula MT
McCampbell Agency

Filed Under: Agent Testimonial, Bishop Marketing Agency, Get to know BMA, Humana Medicare Agents, Humana Medicare Plans, Medicare Health Plans, MGA Testimonial, Selling

  • Go to page 1
  • Go to page 2
  • Go to Next Page »

Think "Plan Advisors first!"

Get aligned with Plan Advisors for access to these tools, resources, support, and more!

Let's Talk

Footer

STAY UP TO DATE

facebook instagram linkedIn YouTube


Florida Office
3625 NW 82nd Ave
Suite 100-F
Doral, FL 33166

CONTACT US

  • Phone: 502.228.1308
  • Fax: 502.470.5746
  • info@myplanadvisors.com
  • Serving all 50 states

  • Kentucky Office
    13040 Eastgate Park Way
    Suite 108
    Louisville, KY 40223

QUICK LINKS

  • Why Partner
  • Expertise
  • Resources
  • Talk to Plan Advisors
  • Broker Portal
  • Privacy Policy
  • Terms of Service

Copyright © 2023 · Website Design by The Marketing Squad

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of ALL the cookies.
Do not sell my personal information.
Cookie settingsACCEPT
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
__cfduid1 monthThe cookie is used by cdn services like CloudFare to identify individual clients behind a shared IP address and apply security settings on a per-client basis. It does not correspond to any user ID in the web application and does not store any personally identifiable information.
cookielawinfo-checbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-advertisement1 yearThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Advertisement".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
CookieDurationDescription
YSCsessionThis cookies is set by Youtube and is used to track the views of embedded videos.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
CookieDurationDescription
_ga2 yearsThis cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gcl_au3 monthsThis cookie is used by Google Analytics to understand user interaction with the website.
_gid1 dayThis cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the wbsite is doing. The data collected including the number visitors, the source where they have come from, and the pages viisted in an anonymous form.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
CookieDurationDescription
IDE1 year 24 daysUsed by Google DoubleClick and stores information about how the user uses the website and any other advertisement before visiting the website. This is used to present users with ads that are relevant to them according to the user profile.
test_cookie15 minutesThis cookie is set by doubleclick.net. The purpose of the cookie is to determine if the user's browser supports cookies.
VISITOR_INFO1_LIVE5 months 27 daysThis cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
CookieDurationDescription
_gat_UA-67564884-11 minuteNo description
CONSENT16 years 9 months 23 days 9 hours 2 minutesNo description
SAVE & ACCEPT
Powered by CookieYes Logo